Awareness

ISBT Awareness for all banking PO,Clerk,IBPS PO,Railway,SSC,IAS,OAS Exams

Q791.

Base Rate is the rate below which no Bank can lend their funds. Who sets up this  ‘Base Rate’ for Banks ?

1)	Individuals Banks Board	2)	Ministry of Commerce
3)	Ministry of Finance	4)	RBI
5)	Interest Rate Commission of India

Q792.

As we read in the newspaper, the term  CDR , a banker talks about. What does it stands for ?

1)	Corporate Debt Restructuring	2)	Corporate Debt Rollover
3)	Company Debt Rollover	4)	Corporate Deposit Restructuring
5)	Company Deposit Restructuring

Q793.

Which of the following is the best expression about financial inclusion ?

1)	To provide a permanent employment to the unemployed	2)	To provide a 100 days job to all those who are in need of a job
3)	To provide banking services to all those living in remote areas	4)	To ensure that all financial transactions amounting Rs. 15,000/- and above are done through banks.
5)	To provide finances for all

Q794.

The formal or institutional credit delivery system in rural India comprises which of the following ? (A) Cooperative Credit Institutions. (B) Commercial Banks. (C) Self-Help Groups

1)	Only (A) &(B)	2)	Only (C) & (D)
3)	All (A), (B), (C) & (D)	4)	Only (A), (B) & (C)
5)	None of these.

Q795.

Which of the following services provided by a bank in India is not liable for Service Tax as per existing laws ?

1)	Safe Deposit Lockers	2)	Merchant Banking Services
3)	Credit Cards	4)	Discount earned on certain discounted bills
5)	None of these

Q796.

Which of the following cannot be called a Debt Instrument as referred in financial transactions ?

1)	Certificate of Deposits	2)	Bonds
3)	Commercial Papers	4)	Stocks
5)	Loans

Q797.

Which of  the  following is the full form of ‘BRA’ as used in banking industry ?

1)	Brazilian and Russian Association	2)	Banking Restructuring Act
3)	Borrowing Risk Assessment	4)	Banking Regulation Act
5)	None of these

Q798.

Which of the following is not among the six infrastructure industries that comprise the “Core Sector” ?

1)	Crude oil	2)	Petroleum refinery products.
3)	Chemicals & Fertilizers.	4)	Coal
5)	All the above

Q799.

Which of the following committees has given its recommendation on “Financial Inclusion” ?

1)	Vaghul Committee	2)	Raghuram Rajan Committee
3)	Rakesh Mohan Committee	4)	Kelkar Committee
5)	None of these

Q800.

Recently,the government has announced an increase in FDI in the broadcast sector.The ceiling on broadcast carriage services like teleport, cable services and head-end-in-the-sky (HITS) has been enhanced to  --------- % by the govt. of India.

1)	26%	2)	49%
3)	74%	4)	100%
5)	None of these