Odisha Government launches ‘Balaram Yojana’ for Landless Farmers


  • The State Government of Odisha has launched a scheme for the landless farmers in the state under which loans will be provided to around 7 lakh landless farmers or sharecroppers in the state. 
  • The scheme is named as ‘Balaram Yojana’.
  • The scheme was launched with the objective to provide financial support to the landless farmers in the state who are facing hardships due to the impacts of nationwide lockdown against the COVID-19 pandemic.
  • As a sequel to the Kalia Scheme of the Odisha Government, the Balaram Yojana was announced back in 2019 during the Vidhan Sabha Elections in Odisha by the ruling BJD Government. 
  • However, the scheme was launched on 2nd July 2020.
Balaram Yojana: A Fact File
  • The loans under the Balaram Yojana will be disbursed through joint liability groups. 
  • The loans will be available on the basis of social collateral. 
  • The credit facility to around 7 lakh farmers will be implemented in the next years. 
  • For this, 1,40,000 groups of farmers have been formed, in the current financial year, 70,000 such groups of farmers will be able to avail the credit while the remaining during the next financial year.
  • Each of these groups will comprise of 5 landless farmers. 
  • A loan of Rs 1.6 lakh will be provided to each of the farmer’s groups. 
  • In total, the State Government has estimated that loans amounting to Rs 1040 crores will be provided to 1,40,000 such landless farmers groups in the state.
  • In a collaboration between the Department of Agriculture and Farmers (of the Odisha Government) and National  Bank for Agriculture and Rural Development (NABARD) the Balaram Yojana has been prepared.